What's simpler: Wise or PayLinks?

PayLinks is much simpler. Create an account in 30 seconds and send your first payment link immediately. Zero documents, zero waiting, zero bureaucracy. Wise usually requires an application process and setup that can take days or weeks.

Does PayLinks accept the same payment methods as Wise?

PayLinks accepts all modern payment methods: Visa, Mastercard, Apple Pay, Google Pay, and Revolut Pay. Wise offers Apple Pay.

How much does it cost to switch to PayLinks from Wise?

Switching is free. Create a free PayLinks account and start using it immediately. There are no migration costs or mandatory transition period.

Can I use PayLinks and Wise at the same time?

Yes! You can use both. Many customers start with PayLinks for simplicity and use it in parallel until they're convinced it's the right solution.

Wise Alternative - PayLinks | Simple Payment Solution 2026

💡Why are you looking for a Wise alternative?

If you're here, you've probably encountered one of these common problems with Wise:

⚠️Not a payment processor – limited payment acceptance features
⚠️Account verification takes 1-10 business days
⚠️Requires registered business for business accounts
⚠️Card payment fees not competitive vs. dedicated processors
⚠️No automated recurring payments
⚠️Account freezes without warning – frequent complaint

PayLinks: The Simple Alternative

Create an account, make your first payment link, send it via WhatsApp. In under a minute, you're ready to collect payments. No documents, no monthly fee, no website needed.

30s

Setup

Monthly Fee

Payment Methods

Global

Payments

PayLinks vs Wise - Quick Comparison

Feature	PayLinks	Wise
Payment links	✅	✅
Recurring payments	✅	❌
Apple Pay	✅	✅
Google Pay	✅	❌
Revolut Pay	✅	❌
No business registration	✅	❌
No website required	✅	✅
Instant setup (30 sec)	✅	❌
Local support	✅	✅
Fee	2%	1% – 2.9% (card payments)
Monthly fee	None	None

Why switch to PayLinks?

✅

Instant 30-second setup, no verification needed

✅

No business registration required

✅

100% focused on payment links

✅

Dedicated local support

✅

Recurring payments included

✅

Revolut Pay, Google Pay integrated

What others say about Wise

💬

"They blocked my account with no clear explanation, funds were frozen for weeks."

💬

"Support is hard to reach – only chat and email, no phone."

💬

"Verification took much longer than expected."

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"You can't use Wise as a real payment processor – it's only for transfers."

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"Daily transfer limits are restrictive for larger businesses."

How to switch to PayLinks

Create free account

Go to paylinks.ro, enter email and password, you're in. No documents, no approval needed.

Create your first link

Enter the amount, a short description, click. You have a link ready to send.

Send the link

Copy-paste to WhatsApp, email, or SMS. Customer pays, you receive the money.

✅

Choose PayLinks if you want:

👉Instant 30-second setup, no verification needed
👉No business registration required
👉100% focused on payment links
👉Dedicated local support
👉Recurring payments included
👉Revolut Pay, Google Pay integrated

🔍

Choose Wise if you want:

👉Multi-currency accounts in 24+ currencies
👉Mid-market exchange rate with zero markup
👉Ideal for frequent international payments
👉Powerful API and accounting integrations
👉Business cards included

Questions about Wise alternatives

There are several reasons why freelancers and small businesses look for alternatives to Wise: not a payment processor – limited payment acceptance features, account verification takes 1-10 business days. PayLinks offers a simpler solution with no monthly fee and instant setup.