TL;DR — In Brief
PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Unlockd: Better suited for content creators selling individual digital files. A content creator platform, but with high commissions and no local support.
Detailed Comparison
| Feature | Unlockd | |
|---|---|---|
| Payment links | ✅ | ✅ |
| Recurring payments | ✅ | ❌ |
| Apple Pay | ✅ | ❌ |
| Google Pay | ✅ | ❌ |
| Revolut Pay | ✅ | ❌ |
| No business registration | ✅ | ❌ |
| No website required | ✅ | ❌ |
| Instant setup (30 sec) | ✅ | ❌ |
| Local support | ✅ | ❌ |
| Fee | 2% | 10-15% (unconfirmed) |
| Monthly fee | None | None |
Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.
Choose PayLinks if you want:
- 👉Lower and transparent fees
- 👉No business registration required in Romania
- 👉Romanian support
- 👉Recurring payments
Choose Unlockd if you want:
- 👉Lower commission than many similar platforms (10-15%).
- 👉Dedicated platform for content creators.
What is PayLinks?
PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.
What is Unlockd?
Unlockd.me — "Send a file, they’ll pay to unlock it!". It's a content creator platform with monetization through subscriptions and premium content.
Pricing Comparison
PayLinks
- Fee:2%
- Monthly fee:$0
- Setup:Free
Unlockd
- Fee:10-15% (unconfirmed)
- Monthly fee:None
- Setup:Varies
Who is each better for?
PayLinks is for you if:
- ✅Freelancers and solopreneurs
- ✅Individuals wanting to collect online
- ✅Private tutors and teachers
- ✅Trainers and coaches
- ✅Photographers and videographers
Unlockd is for you if:
- ☑️Content creators selling individual digital files



