Can I switch from Whop to PayLinks?

Yes, you can start using PayLinks anytime. Create your free account in 30 seconds and start sending payment links immediately. No contract or notice period required.

What are the fees for PayLinks vs Whop?

PayLinks has a 2% fee per transaction with no monthly fee. Whop charges 2.7% + $0.30. With PayLinks, you only pay when you earn.

Do I need a registered business for PayLinks?

No! PayLinks allows you to start collecting payments even as an individual, without a registered business. This is one of the major differences compared to Whop which typically requires business registration.

Do I need a website for PayLinks?

No! Unlike many other payment solutions, PayLinks doesn't require a website. You create a payment link and send it to your client via email, SMS, or any messaging app. Perfect for freelancers and businesses without a website.

PayLinks vs Whop - Complete Comparison 2026

TL;DR — In Brief

PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Whop: Better suited for discord-native communities. Has integrations for online stores, but setup takes time.

30s

PayLinks Setup

Monthly Fee

Yes

No Business Required

Global

Payments Accepted

Detailed Comparison

Feature	PayLinks	Whop
Payment links	✅	✅
Recurring payments	✅	✅
Apple Pay	✅	✅
Google Pay	✅	✅
Revolut Pay	✅	❌
No business registration	✅	❌
No website required	✅	❌
Instant setup (30 sec)	✅	✅
Local support	✅	❌
Fee	2%	2.7% + $0.30
Monthly fee	None	None

Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.

✅

Choose PayLinks if you want:

👉Much simpler to set up and use
👉Lower fees (2% vs 2.7% + $0.30)
👉Ideal for services and quick payments, not just products

🔍

Choose Whop if you want:

👉Integrated marketplace to attract new customers
👉Powerful affiliate system
👉More community management tools

What is PayLinks?

PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.

30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay

What is Whop?

Whop — "Where the internet does business". It's a payment processor offering solutions for online stores and businesses.

Extensive app marketplaceBuilt-in affiliate programSolid payment processingExcellent mobile app

Pricing Comparison

PayLinks

Fee:2%
Monthly fee:$0
Setup:Free

Whop

Fee:2.7% + $0.30
Monthly fee:None
Setup:Varies

Who is each better for?

PayLinks is for you if:

✅Freelancers and solopreneurs
✅Individuals wanting to collect online
✅Private tutors and teachers
✅Trainers and coaches
✅Photographers and videographers

Whop is for you if:

☑️Discord-native communities
☑️Software and digital tool sellers
☑️Creators selling product bundles

Questions about PayLinks vs Whop

It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. Whop is better suited for discord-native communities.