Privacy Policy

1. Introduction

PayLinks ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share your personal data when you use our services.

2. Data We Collect

We collect the following categories of data:

Identification Data

• Name, email address
• Phone number (optional)
• Business name (if applicable)

Financial Data

• Bank account information (for payouts)
• Transaction history
• Payment method information (stored by Stripe)

Technical Data

• IP address
• Browser type and version
• Device information
• Usage data and analytics

3. How We Use Your Data

We use your data for:

• Providing and maintaining our services
• Processing payments and payouts
• Communicating with you about your account
• Improving our services
• Complying with legal obligations
• Preventing fraud and abuse

4. Legal Basis for Processing

We process your data based on:

• Contract performance: To provide our services to you
• Legal obligations: To comply with applicable laws
• Legitimate interests: To improve our services and prevent fraud
• Consent: For marketing communications (where applicable)

5. Data Sharing

We may share your data with:

• Stripe: Our payment processor (see Stripe's Privacy Policy)
• Service providers: Who help us operate our platform
• Legal authorities: When required by law

We do not sell your personal data to third parties.

6. Data Retention

We retain your data for as long as your account is active or as needed to provide services. We may retain certain data longer to comply with legal obligations (e.g., tax records for 10 years). You can request deletion of your data at any time, subject to legal retention requirements.

7. Your Rights (GDPR)

Under GDPR, you have the right to:

• Access: Request a copy of your personal data
• Rectification: Correct inaccurate data
• Erasure: Request deletion of your data
• Restriction: Limit how we process your data
• Portability: Receive your data in a portable format
• Objection: Object to certain processing
• Withdraw consent: At any time

To exercise these rights, contact us at [email protected]

8. Security

We implement appropriate technical and organizational measures to protect your data, including encryption in transit and at rest, access controls, and regular security assessments. However, no method of transmission over the Internet is 100% secure.

9. International Transfers

Your data may be transferred to and processed in countries outside the European Economic Area. When this happens, we ensure appropriate safeguards are in place (e.g., Standard Contractual Clauses).

10. Changes to This Policy

We may update this policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date.

11. Contact Us

For privacy-related questions, contact us at: [email protected]