Can I switch from Buy Me a Coffee to PayLinks?

Yes, you can start using PayLinks anytime. Create your free account in 30 seconds and start sending payment links immediately. No contract or notice period required.

What are the fees for PayLinks vs Buy Me a Coffee?

PayLinks has a 2% fee per transaction with no monthly fee. Buy Me a Coffee charges 5%. With PayLinks, you only pay when you earn.

Do I need a registered business for PayLinks?

No! PayLinks allows you to start collecting payments even as an individual, without a registered business. This is one of the major differences compared to Buy Me a Coffee which typically requires business registration.

Do I need a website for PayLinks?

No! Unlike many other payment solutions, PayLinks doesn't require a website. You create a payment link and send it to your client via email, SMS, or any messaging app. Perfect for freelancers and businesses without a website.

PayLinks vs Buy Me a Coffee - Complete Comparison 2026

TL;DR — In Brief

PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Buy Me a Coffee: Better suited for creators wanting simple donation method. Larger ecosystem, but payments are not the main focus.

30s

PayLinks Setup

Monthly Fee

Yes

No Business Required

Global

Payments Accepted

Detailed Comparison

Feature	PayLinks	Buy Me a Coffee
Payment links	✅	✅
Recurring payments	✅	✅
Apple Pay	✅	✅
Google Pay	✅	✅
Revolut Pay	✅	❌
No business registration	✅	✅
No website required	✅	✅
Instant setup (30 sec)	✅	✅
Local support	✅	❌
Fee	2%	5%
Monthly fee	None	None

Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.

✅

Choose PayLinks if you want:

👉Lower fees (2% vs 5%)
👉More professional payment link design
👉Focused on business payments

🔍

Choose Buy Me a Coffee if you want:

👉Well-known brand among creators
👉More friendly interface for donations
👉Free email marketing tools

What is PayLinks?

PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.

30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay

What is Buy Me a Coffee?

Buy Me a Coffee — "Fund your creative work". It's a fintech platform that offers payment functionality alongside other financial services.

Simple and fun for supportersCreators own 100% of supporter listInstant payoutsSupports one-time, memberships, and digital shop

Pricing Comparison

PayLinks

Fee:2%
Monthly fee:$0
Setup:Free

Buy Me a Coffee

Fee:5%
Monthly fee:None
Setup:Varies

Who is each better for?

PayLinks is for you if:

✅Freelancers and solopreneurs
✅Individuals wanting to collect online
✅Private tutors and teachers
✅Trainers and coaches
✅Photographers and videographers

Buy Me a Coffee is for you if:

☑️Creators wanting simple donation method
☑️Bloggers and vloggers
☑️Artists sharing free content

Questions about PayLinks vs Buy Me a Coffee

It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. Buy Me a Coffee is better suited for creators wanting simple donation method.