Can I switch from Gumroad to PayLinks?

Yes, you can start using PayLinks anytime. Create your free account in 30 seconds and start sending payment links immediately. No contract or notice period required.

What are the fees for PayLinks vs Gumroad?

PayLinks has a 2% fee per transaction with no monthly fee. Gumroad charges 10% + processing fees. With PayLinks, you only pay when you earn.

Do I need a registered business for PayLinks?

No! PayLinks allows you to start collecting payments even as an individual, without a registered business. This is one of the major differences compared to Gumroad which typically requires business registration.

Do I need a website for PayLinks?

No! Unlike many other payment solutions, PayLinks doesn't require a website. You create a payment link and send it to your client via email, SMS, or any messaging app. Perfect for freelancers and businesses without a website.

PayLinks vs Gumroad - Complete Comparison 2026

TL;DR — In Brief

PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Gumroad: Better suited for individual creators selling digital products. Has integrations for online stores, but setup takes time.

30s

PayLinks Setup

Monthly Fee

Yes

No Business Required

Global

Payments Accepted

Detailed Comparison

Feature	PayLinks	Gumroad
Payment links	✅	✅
Recurring payments	✅	✅
Apple Pay	✅	✅
Google Pay	✅	✅
Revolut Pay	✅	❌
No business registration	✅	✅
No website required	✅	✅
Instant setup (30 sec)	✅	✅
Local support	✅	❌
Fee	2%	10% + processing fees
Monthly fee	None	None

Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.

✅

Choose PayLinks if you want:

👉5x lower fees (2% vs 10%)
👉More professional and customizable design
👉Fast professional setup

🔍

Choose Gumroad if you want:

👉Integrated marketplace (Discover)
👉Built-in affiliate system
👉Very well-known brand among digital creators

What is PayLinks?

PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.

30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay

What is Gumroad?

Gumroad — "Go from 0 to $1". It's a payment processor offering solutions for online stores and businesses.

Extremely simple to useFlexible, sell many types of digital productsNo upfront costs

Pricing Comparison

PayLinks

Fee:2%
Monthly fee:$0
Setup:Free

Gumroad

Fee:10% + processing fees
Monthly fee:None
Setup:Varies

Who is each better for?

PayLinks is for you if:

✅Freelancers and solopreneurs
✅Individuals wanting to collect online
✅Private tutors and teachers
✅Trainers and coaches
✅Photographers and videographers

Gumroad is for you if:

☑️Individual creators selling digital products
☑️Artists and musicians
☑️Small businesses wanting quick simple solution

Questions about PayLinks vs Gumroad

It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. Gumroad is better suited for individual creators selling digital products.