TL;DR — In Brief
PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Payhip: Better suited for beginners selling digital products. Has integrations for online stores, but setup takes time.
Detailed Comparison
| Feature | Payhip | |
|---|---|---|
| Payment links | ✅ | ✅ |
| Recurring payments | ✅ | ✅ |
| Apple Pay | ✅ | ✅ |
| Google Pay | ✅ | ✅ |
| Revolut Pay | ✅ | ❌ |
| No business registration | ✅ | ✅ |
| No website required | ✅ | ✅ |
| Instant setup (30 sec) | ✅ | ✅ |
| Local support | ✅ | ❌ |
| Fee | 2% | 5% (free), 2% ($29/mo), 0% ($99/mo) |
| Monthly fee | None | $0, $29, or $99 per month |
Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.
Choose PayLinks if you want:
- 👉Lower fee on free plan (2% vs 5%)
- 👉Focused on payment link simplicity
- 👉Fast and easy setup
Choose Payhip if you want:
- 👉Pro plan with 0% fees (if high volume)
- 👉More advanced course and coaching features
- 👉Automatic EU/UK VAT handling
What is PayLinks?
PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.
What is Payhip?
Payhip — "Sell digital downloads, courses, coaching and more". It's a payment processor offering solutions for online stores and businesses.
Pricing Comparison
PayLinks
- Fee:2%
- Monthly fee:$0
- Setup:Free
Payhip
- Fee:5% (free), 2% ($29/mo), 0% ($99/mo)
- Monthly fee:$0, $29, or $99 per month
- Setup:Varies
Who is each better for?
PayLinks is for you if:
- ✅Freelancers and solopreneurs
- ✅Individuals wanting to collect online
- ✅Private tutors and teachers
- ✅Trainers and coaches
- ✅Photographers and videographers
Payhip is for you if:
- ☑️Beginners selling digital products
- ☑️Online course creators
- ☑️Small businesses wanting simple e-commerce



