Can I switch from Stripe to PayLinks?

Yes, you can start using PayLinks anytime. Create your free account in 30 seconds and start sending payment links immediately. No contract or notice period required.

What are the fees for PayLinks vs Stripe?

PayLinks has a 2% fee per transaction with no monthly fee. Stripe charges 1.5% + 1 RON (standard SEE cards). With PayLinks, you only pay when you earn.

Do I need a registered business for PayLinks?

No! PayLinks allows you to start collecting payments even as an individual, without a registered business. This is one of the major differences compared to Stripe which typically requires business registration.

Do I need a website for PayLinks?

No! Unlike many other payment solutions, PayLinks doesn't require a website. You create a payment link and send it to your client via email, SMS, or any messaging app. Perfect for freelancers and businesses without a website.

PayLinks vs Stripe - Complete Comparison 2026

TL;DR — In Brief

PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Stripe: Better suited for tech startups with developer team. Has integrations for online stores, but setup takes time.

30s

PayLinks Setup

Monthly Fee

Yes

No Business Required

Global

Payments Accepted

Detailed Comparison

Feature	PayLinks	Stripe
Payment links	✅	✅
Recurring payments	✅	✅
Apple Pay	✅	✅
Google Pay	✅	✅
Revolut Pay	✅	❌
No business registration	✅	❌
No website required	✅	❌
Instant setup (30 sec)	✅	❌
Local support	✅	❌
Fee	2%	1.5% + 1 RON (standard SEE cards)
Monthly fee	None	None

Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.

✅

Choose PayLinks if you want:

👉Complete Romanian language support
👉Lower fees
👉Made specifically for Romanian market
👉No programming knowledge required
👉Instant 30 second setup

🔍

Choose Stripe if you want:

👉More powerful API for developers
👉More international integrations
👉Recognized global brand
👉Superior documentation (in English)

What is PayLinks?

PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.

30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay

What is Stripe?

Stripe — "Financial infrastructure for the internet". It's a payment processor offering solutions for online stores and businesses.

Best API for developersExcellent documentation in EnglishModern and elegant interface24/7 support (in English)

Pricing Comparison

PayLinks

Fee:2%
Monthly fee:$0
Setup:Free

Stripe

Fee:1.5% + 1 RON (standard SEE cards)
Monthly fee:None
Setup:Varies

Who is each better for?

PayLinks is for you if:

✅Freelancers and solopreneurs
✅Individuals wanting to collect online
✅Private tutors and teachers
✅Trainers and coaches
✅Photographers and videographers

Stripe is for you if:

☑️Tech startups with developer team
☑️SaaS businesses
☑️Companies with international customers

Questions about PayLinks vs Stripe

It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. Stripe is better suited for tech startups with developer team.