💡Why are you looking for a Raiffeisen alternative?
If you're here, you've probably encountered one of these common problems with Raiffeisen:
- ⚠️Must be Raiffeisen customer
- ⚠️Bank bureaucracy
- ⚠️Slow setup
- ⚠️Corporate oriented
PayLinks: The Simple Alternative
Create an account, make your first payment link, send it via WhatsApp. In under a minute, you're ready to collect payments. No documents, no monthly fee, no website needed.
30s
Setup
$0
Monthly Fee
5+
Payment Methods
Global
Payments
PayLinks vs Raiffeisen - Quick Comparison
| Feature | PayLinks |  Raiffeisen |
|---|---|---|
| Payment links | ✅ | ❌ |
| Recurring payments | ✅ | ✅ |
| Apple Pay | ✅ | ✅ |
| Google Pay | ✅ | ✅ |
| Revolut Pay | ✅ | ❌ |
| No business registration | ✅ | ❌ |
| No website required | ✅ | ❌ |
| Instant setup (30 sec) | ✅ | ❌ |
| Local support | ✅ | ✅ |
| Fee | 2% | 1.5% - 2.5% |
| Monthly fee | None | May exist |
Why switch to PayLinks?
✅
No bank account required
✅
Instant setup
✅
Perfect for freelancers
✅
No bureaucracy
What others say about Raiffeisen
💬
"Not for small businesses"
💬
"Bureaucracy"
How to switch to PayLinks
1
Create free account
Go to paylinks.ro, enter email and password, you're in. No documents, no approval needed.
2
Create your first link
Enter the amount, a short description, click. You have a link ready to send.
3
Send the link
Copy-paste to WhatsApp, email, or SMS. Customer pays, you receive the money.
✅
Choose PayLinks if you want:
- 👉No bank account required
- 👉Instant setup
- 👉Perfect for freelancers
- 👉No bureaucracy
🔍
Choose Raiffeisen if you want:
- 👉Integrated with Raiffeisen banking
Questions about Raiffeisen alternatives
There are several reasons why freelancers and small businesses look for alternatives to Raiffeisen: must be raiffeisen customer, bank bureaucracy. PayLinks offers a simpler solution with no monthly fee and instant setup.
