Can I switch from NETOPIA to PayLinks?

Yes, you can start using PayLinks anytime. Create your free account in 30 seconds and start sending payment links immediately. No contract or notice period required.

What are the fees for PayLinks vs NETOPIA?

PayLinks has a 2% fee per transaction with no monthly fee. NETOPIA charges from 0.99% + 0.30 RON plus a monthly fee of Not publicly specified. With PayLinks, you only pay when you earn.

Do I need a registered business for PayLinks?

No! PayLinks allows you to start collecting payments even as an individual, without a registered business. This is one of the major differences compared to NETOPIA which typically requires business registration.

Do I need a website for PayLinks?

No! Unlike many other payment solutions, PayLinks doesn't require a website. You create a payment link and send it to your client via email, SMS, or any messaging app. Perfect for freelancers and businesses without a website.

PayLinks vs NETOPIA - Complete Comparison 2026

TL;DR — In Brief

PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. NETOPIA: Better suited for online stores with high volumes. Has integrations for online stores, but setup takes time.

30s

PayLinks Setup

Monthly Fee

Yes

No Business Required

Global

Payments Accepted

Detailed Comparison

Feature	PayLinks	NETOPIA
Payment links	✅	✅
Recurring payments	✅	✅
Apple Pay	✅	✅
Google Pay	✅	✅
Revolut Pay	✅	❌
No business registration	✅	❌
No website required	✅	✅
Instant setup (30 sec)	✅	❌
Local support	✅	✅
Fee	2%	from 0.99% + 0.30 RON
Monthly fee	None	Not publicly specified

Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.

✅

Choose PayLinks if you want:

👉30 second setup vs hours/days of configuration
👉Perfect for freelancers and independents
👉No business registration required to start
👉No technical knowledge needed
👉Modern and intuitive interface

🔍

Choose NETOPIA if you want:

👉Lower fees for very high volumes
👉More e-commerce integrations
👉MobilPay Wallet ecosystem
👉SMS payments available

What is PayLinks?

PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.

30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay

What is NETOPIA?

NETOPIA Payments (Link2Pay) — "The largest payment processor in Romania". It's a payment processor offering solutions for online stores and businesses.

Lowest fees in market (0.99%)Market leader - used by largest companiesLink2Pay for payments without full websiteSMS payments available

Pricing Comparison

PayLinks

Fee:2%
Monthly fee:$0
Setup:Free

NETOPIA

Fee:from 0.99% + 0.30 RON
Monthly fee:Not publicly specified
Setup:Varies

Who is each better for?

PayLinks is for you if:

✅Freelancers and solopreneurs
✅Individuals wanting to collect online
✅Private tutors and teachers
✅Trainers and coaches
✅Photographers and videographers

NETOPIA is for you if:

☑️Online stores with high volumes
☑️Companies with dedicated technical team
☑️Businesses processing many transactions

Questions about PayLinks vs NETOPIA

It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. NETOPIA is better suited for online stores with high volumes.