Can I switch from PayU to PayLinks?

Yes, you can start using PayLinks anytime. Create your free account in 30 seconds and start sending payment links immediately. No contract or notice period required.

What are the fees for PayLinks vs PayU?

PayLinks has a 2% fee per transaction with no monthly fee. PayU charges 0.99% + 0.3 RON plus a monthly fee of 0 RON (becomes 25 RON from June 1, 2026). With PayLinks, you only pay when you earn.

Do I need a registered business for PayLinks?

No! PayLinks allows you to start collecting payments even as an individual, without a registered business. This is one of the major differences compared to PayU which typically requires business registration.

Do I need a website for PayLinks?

No! Unlike many other payment solutions, PayLinks doesn't require a website. You create a payment link and send it to your client via email, SMS, or any messaging app. Perfect for freelancers and businesses without a website.

PayLinks vs PayU - Complete Comparison 2026

TL;DR — In Brief

PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. PayU: Better suited for online stores with constant traffic. Has integrations for online stores, but setup takes time.

30s

PayLinks Setup

Monthly Fee

Yes

No Business Required

Global

Payments Accepted

Detailed Comparison

Feature	PayLinks	PayU
Payment links	✅	✅
Recurring payments	✅	✅
Apple Pay	✅	✅
Google Pay	✅	✅
Revolut Pay	✅	❌
No business registration	✅	❌
No website required	✅	❌
Instant setup (30 sec)	✅	❌
Local support	✅	✅
Fee	2%	0.99% + 0.3 RON
Monthly fee	None	0 RON (becomes 25 RON from June 1, 2026)

Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.

✅

Choose PayLinks if you want:

👉No monthly fee - pay only when you earn
👉Perfect for freelancers and independents
👉Instant setup, not in days
👉Simple and modern interface

🔍

Choose PayU if you want:

👉BNPL (Buy Now Pay Later) available
👉International presence
👉More enterprise integrations

What is PayLinks?

PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.

30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay

What is PayU?

PayU România — "Online payments for your business". It's a payment processor offering solutions for online stores and businesses.

Global presence in 50+ countriesBuy Now Pay Later (BNPL) availableMany e-commerce platform integrationsRecognized international brand

Pricing Comparison

PayLinks

Fee:2%
Monthly fee:$0
Setup:Free

PayU

Fee:0.99% + 0.3 RON
Monthly fee:0 RON (becomes 25 RON from June 1, 2026)
Setup:Varies

Who is each better for?

PayLinks is for you if:

✅Freelancers and solopreneurs
✅Individuals wanting to collect online
✅Private tutors and teachers
✅Trainers and coaches
✅Photographers and videographers

PayU is for you if:

☑️Online stores with constant traffic
☑️Businesses wanting BNPL
☑️Companies with international presence

Questions about PayLinks vs PayU

It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. PayU is better suited for online stores with constant traffic.