TL;DR — In Brief
PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Revolut: Better suited for businesses with international transactions. Larger ecosystem, but payments are not the main focus.
Detailed Comparison
| Feature | Revolut | |
|---|---|---|
| Payment links | ✅ | ✅ |
| Recurring payments | ✅ | ✅ |
| Apple Pay | ✅ | ✅ |
| Google Pay | ✅ | ✅ |
| Revolut Pay | ✅ | ✅ |
| No business registration | ✅ | ❌ |
| No website required | ✅ | ✅ |
| Instant setup (30 sec) | ✅ | ✅ |
| Local support | ✅ | ❌ |
| Fee | 2% | 1% + 1.20 RON (consumer cards) |
| Monthly fee | None | Included in Revolut Business plan |
Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.
Choose PayLinks if you want:
- 👉100% focused on payment links
- 👉No specific account required
- 👉Local Romanian support
- 👉Made for Romanian market
- 👉No business registration required
Choose Revolut if you want:
- 👉Complete ecosystem (banking + payments)
- 👉Superior multi-currency
- 👉Business cards included
- 👉Very popular app
What is PayLinks?
PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.
What is Revolut?
Revolut Business — "Banking for business". It's a fintech platform that offers payment functionality alongside other financial services.
Pricing Comparison
PayLinks
- Fee:2%
- Monthly fee:$0
- Setup:Free
Revolut
- Fee:1% + 1.20 RON (consumer cards)
- Monthly fee:Included in Revolut Business plan
- Setup:Varies
Who is each better for?
PayLinks is for you if:
- ✅Freelancers and solopreneurs
- ✅Individuals wanting to collect online
- ✅Private tutors and teachers
- ✅Trainers and coaches
- ✅Photographers and videographers
Revolut is for you if:
- ☑️Businesses with international transactions
- ☑️Those wanting complete ecosystem (banking + payments)
- ☑️Digital nomads and international freelancers



