Can I switch from SmartBill to PayLinks?

Yes, you can start using PayLinks anytime. Create your free account in 30 seconds and start sending payment links immediately. No contract or notice period required.

What are the fees for PayLinks vs SmartBill?

PayLinks has a 2% fee per transaction with no monthly fee. SmartBill charges Through partners (EuPlătesc, etc.) plus a monthly fee of from 5.84 €/month + VAT. With PayLinks, you only pay when you earn.

Do I need a registered business for PayLinks?

No! PayLinks allows you to start collecting payments even as an individual, without a registered business. This is one of the major differences compared to SmartBill which typically requires business registration.

Do I need a website for PayLinks?

No! Unlike many other payment solutions, PayLinks doesn't require a website. You create a payment link and send it to your client via email, SMS, or any messaging app. Perfect for freelancers and businesses without a website.

PayLinks vs SmartBill - Complete Comparison 2026

TL;DR — In Brief

PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. SmartBill: Better suited for those wanting invoicing + payments in one place.

30s

PayLinks Setup

Monthly Fee

Yes

No Business Required

Global

Payments Accepted

Detailed Comparison

Feature	PayLinks	SmartBill
Payment links	✅	✅
Recurring payments	✅	❌
Apple Pay	✅	❌
Google Pay	✅	❌
Revolut Pay	✅	❌
No business registration	✅	❌
No website required	✅	✅
Instant setup (30 sec)	✅	❌
Local support	✅	✅
Fee	2%	Through partners (EuPlătesc, etc.)
Monthly fee	None	from 5.84 €/month + VAT

Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.

✅

Choose PayLinks if you want:

👉100% focused on payments, not invoicing
👉Can collect even without invoice
👉Transaction fee only, no subscription
👉Instant 30 second setup
👉No business registration required

🔍

Choose SmartBill if you want:

👉Complete invoicing included
👉e-Invoice integrated
👉Accounting sync

What is PayLinks?

PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.

30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay

What is SmartBill?

SmartBill — "Online invoicing for entrepreneurs". It's an invoicing platform that also offers integrated payment options.

Leader in online invoicing solutions in Romaniae-Invoice fully integratedSync with accountingMany years of experience

Pricing Comparison

PayLinks

Fee:2%
Monthly fee:$0
Setup:Free

SmartBill

Fee:Through partners (EuPlătesc, etc.)
Monthly fee:from 5.84 €/month + VAT
Setup:Varies

Who is each better for?

PayLinks is for you if:

✅Freelancers and solopreneurs
✅Individuals wanting to collect online
✅Private tutors and teachers
✅Trainers and coaches
✅Photographers and videographers

SmartBill is for you if:

☑️Those wanting invoicing + payments in one place
☑️Businesses needing e-Invoice
☑️Companies with external accountant

Questions about PayLinks vs SmartBill

It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. SmartBill is better suited for those wanting invoicing + payments in one place.